Southwest Michigan ERN - SWMERN (Betsy Sanchez)

Founded: 2011
Southwest Michigan ERN - SWMERN (Betsy Sanchez)

Employer Return on Investment: 620%


Total Employee Requests: 2301


Total Services: 3294


Employee Utilization: 21.4%


Source: Oct 2017-Sept 2018 YE Report



Onsite Success Coaching

The core of the ERN model is onsite, confidential Success Coaching that employees can access on a predictable, ongoing basis. No more wasted hours in social services offices; Success Coaches offer direct connection and access to community resources. Employees who face a crisis from lack of resources can get immediate, personal relief, onsite. Services are available to all employees in our member companies. Success Coaches accommodate all shifts with off-site locations and alternate meeting times available upon request.​

SWERN Video: St. Joseph (Peter Sanchez - English)

SWMERN Success Coach, Peter Sanchez, highlights the benefits and opportunities for SWMERN member employees and employers.

St. Joseph (Peter Sanchez - Spanish)

SWMERN Success Coach, Peter Sanchez, highlights the benefits and opportunities for SWMERN member employees and employers.

Download the free Driven to Succeed Ride Share App!

Do you need transportation to/from work or would you like to make some extra cash picking up a co-worker on your way? Download the Driven to Succeed app free (developed in partnership with ERN USA) at the App Store for iPhone and Android. Request the passcode from your Success Coach. Please follow instructions provided below and review the Privacy Policy.

Driven to Succeed Privacy Policy

Please review the Privacy Policy for the Driven to Succeed App.

Hardship Loan & Savings Program

Partners: Southwest Michigan First; Sturgis Bank & Trust

Purpose: The Bridge Loan provides a financial resource for the Success Coach and clients, allowing the coach to connect clients to fair and reputable lending. These loans help clients overcome financial burdens that may be negatively impacting their life including auto repairs, credit repair, payday lending traps, appliance purchases, debt, and family emergencies. It is offered as a last resort for employees facing a financial emergency.

Savings Component: The loan includes a savings component which requires a $10 per week deposit into a savings account. The savings commitment is added to the loan repayment amount, which is placed into a savings account that does not allow withdrawals until the loan is paid in full. At the end of the payment plan, the client will accumulate over $520 in savings. Upon pay-off, the client is encouraged to continue the habit of savings. This not only teaches the client the importance of saving, but also acts as a safety net for the bank/credit union. If an employee is terminated while in payments, the savings account is released back for the lending institution to cover any unpaid remaining portion of the loan.

Housing: Finding Apartment & First Month’s Rent Assistance

Get inspired by other employees' success stories! Jennifer came to the Success Coach and asked if she could help her find any open rentals in the area. She was living in a shelter for women and children. The Coach called several landlords and property managers. She finally found a place that would work for Jen and her children. The Coach followed up with Jen almost weekly on the progress of her getting moved in to her new place. This process took a long time because Jen had to wait on DHHS applications to be completed for first month's rent assistance. Jen had very little furniture. The Coach was able to find free or inexpensive furniture through church donations and garage sale sites. Jen finally moved in by the end of June and the Coach was able to help deliver some items to the new apartment. It was rewarding for her Coach to share toys with Jen's baby girl and see her new place.

  Employer Members-Investors

  • Bronson Healthcare Group
  • CLS Image
  • Heritage Community of Kalamazoo
  • Schupan

  Strategic Partners

  • Kalsee Credit Union
  • Michigan ERN
  • Michigan Works! Southwest
  • Southwest Michigan First
  • Sturgis Bank & Trust
  • WE Upjohn Institute